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For years, the common advice was simple: “Don’t touch the house. Save it for last.” That sounds conservative. Responsible. Safe. But when Retirement Researcher Wade Pfau ran the numbers in his 2016 research in the Journal of Financial Planning   Incorporating Home Equity into a Retirement Income Strategy , the results told a different story. And not in a dramatic, sales-y way, but in a math way. Who is Wade Pfau? Wade Pfau is a professor of retirement income. In his book, ‘Th