Blog

Jun 12

Age in Place with a Reverse Mortgage without Leaving your Home

Rising healthcare costs are an increasing burden on many seniors in Minnesota. Assisted living facilities can easily cost $10k/month for...

Jun 5

Introducing...the Loan Atlas

Jay has a new job title! He joins the Loan Atlas as a Faculty Member and Board Advisor. The Loan Atlas is a community and learning...

May 29

Mythbusters: Getting a Mortgage with Your Bank is Easier

Let's unravel the myth and explore the nuances of why getting a home loan with your bank isn't always the seamless journey it's made out...

May 22

Unlocking Doors: The Gift of a Down Payment in Your Homebuying Journey

Whether it's from family, friends, or a loved one, receiving a gifted down payment can be a game-changer in realizing your homeownership...

May 17

Upsize Your Real Estate Dreams with a Reverse Mortgage

Where would you rather live? A $425k condo with one bedroom, two bathrooms, and a view of the neighboring skyscrapers, or a $700k condo...

May 8

The Need-to-Know on Student Loans

Many aspiring homeowners believe that their student loans will restrict their ability to purchase a home. Understanding how student loans...

Apr 30

Jay's Spring Sports Update

Dear friends, Spring is in the air, and I hope this finds you well. As a young boy, I remember watching the Twins win the World Series in...

Apr 23

Unlocking the Door to Homeownership: Exploring the Benefits of FHA Financing

Dreaming of owning your own home but feeling overwhelmed by the financial hurdles? FHA financing might just be the key to turning your...

Apr 19

Pre-Qualified vs Pre-Approved

Should I get “Pre-Qualified” or “Pre-Approved” when looking for a home? It is important to know the answer to this question. Both of them...

Apr 16

Savvy Seniors: How Modern Technology is Shaping Retirement

There’s a stereotype out there–perhaps a justifiable one–about the reluctance of seniors to use modern technology and their dependence on...

Apr 11

Exploring the Pros and Cons of Homeowners Associations (HOAs)

Buying a home isn't just about four walls and a roof; it often involves becoming a part of a community governed by a Homeowners...

Apr 9

The NAR Lawsuit, Explained

So what’s going on with the National Association of Realtors lawsuit? We've seen headlines that real estate commissions are changing...

Apr 4

Bridge the Social Security Gap with a Reverse Mortgage

Did you know that the amount of your Social Security distributions depends on the age you start receiving them? You can start receiving...

Apr 2

Ready to Take the Leap: Signs You're Ready to Purchase a Home

The decision to buy a home is one of the most significant milestones in life—a journey filled with excitement, anticipation, and...

Mar 29

March Madness

Dear Friends, I’m always searching for quotes, insights and ideas to share with you to make these letters insightful and valuable (and...

Mar 27

The Truth About Credit Inquiries

You’ve heard it before: Too many credit inquiries will ding your credit score. It’s a big reason why people don’t want to shop multiple...

Mar 22

Stop! In the Name of Getting a Mortgage

From navigating complex financial requirements to meeting varying qualification criteria, the mortgage application process can be...

Mar 19

The Impact of Birth Rates on Real Estate Trends

The world of real estate is a dynamic landscape, shaped not only by economic forces and market trends but also by demographic shifts....

Mar 14

5 Ways to Save for a Down Payment

In order to save for a down payment on a house, you need to set a goal or have an idea in mind about how much you want or need to put...

Mar 12

Grab It While It's Hot: Tips for Finding a Home in a Hot Market

The spring/summer market is here! Finding your dream home can feel like searching for a needle in a haystack. With properties flying off...

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Jay Dacey Mortgage Team, Inc.