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Understanding Financial Reserves
When it comes to applying for a mortgage, there's more to consider than just your credit score and income. Financial reserves play a...
Nov 27, 2023


What are debt ratios and how are they calculated?
Your debt-to-income ratio (or DTI) is a simple calculation comparing your gross monthly income to your new housing expense and your total...
Nov 27, 2023


Comparing Loan Estimates and Fee Worksheets from different lenders
In the quest for homeownership, securing the right mortgage is a pivotal step. Many consumers will shop around with multiple lenders and...
Nov 22, 2023


Unlocking Wealth: The Benefits of Purchasing a Multifamily Property and Why Today is Your Lucky Day
In the dynamic world of real estate, homebuyers are constantly seeking innovative ways to invest wisely and secure their financial...
Nov 21, 2023


Happy Thanksgiving!
Happy Thanksgiving in advance! I hope you and your family have an amazing holiday! In our quest to hit all fifty states before the kids...
Nov 20, 2023


Sweaty Equity
Have you heard of this handy house hack? One of the biggest issues many home buyers have is the sellers' reluctance to accept an offer...
Nov 1, 2023


Failing to Plan is Planning to Fail
Dear Friends, I'm writing this today on Friday the 13th which superstitious people consider to be an unlucky day. Well, it's raining...
Oct 17, 2023


Construction and Conundrums
Dear Friends, If you have kids in school, I hope the return has been a smooth one. Our kids are getting settled in with the bus schedule,...
Oct 2, 2023


The Daceys' Northeast Trip
Dear Friends, I hope you are having a great end to your summer and make it out to the State Fair! We were fortunate enough to take a...
Sep 6, 2023


July 2023
In April of 2015 I was subleasing two small offices from another company off 280/University. One day the CFO of that company came in and...
Aug 4, 2023


Summer Slowdown?
Dear Friends, Before having kids, I thought it was absurd the amount of time parents spent running their kids to hockey, soccer and Irish...
Jul 6, 2023


Financial Talk with Jeff Foley
Jay was featured as a guest on the "Paladin Financial Talk" podcast to talk about all things reverse mortgage! He touched on some of the...
Jun 6, 2023
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