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Cash offer and bridge loan option
If you currently own a home and want to move you may be feeling like you are living out the proverbial line “what came first, the chicken...
Dec 6, 2023


Choosing the Right Mortgage: Fixed-Rate vs. Adjustable-Rate
Are you in the exciting phase of shopping for a new home? One of the critical decisions you'll face is selecting the type of mortgage...
Nov 29, 2023


Homesteading for First-Time Home Buyers: A Wise Move for Property Taxes
Are you a first-time homebuyer excited about settling into your new home? As you embark on this journey, it's essential to consider...
Nov 29, 2023


Unlocking Opportunities: How Self-Employed Borrowers Can Benefit from Bank Statement Loans
Being your own boss has its perks, but when it comes to securing a loan, self-employed individuals often face unique challenges....
Nov 27, 2023


Understanding DSCR Loans: A Powerful Tool for Real Estate Investors
Real estate investment can be a lucrative venture, but success often hinges on securing the right financing. One essential tool in a...
Nov 27, 2023


Maximizing Tax Benefits: The Power of Cost Segregation Studies for QREPs
For Qualified Real Estate Professionals (QREPs), navigating the complex world of tax regulations is a constant challenge. One powerful...
Nov 27, 2023


Understanding the IRS Requirements for Qualified Real Estate Professionals
When it comes to navigating the complex landscape of real estate taxation, being recognized as a "Qualified Real Estate Professional"...
Nov 27, 2023


Did you know you can buy a home without a credit score?
Fannie Mae, Freddie Mac, USDA, FHA, and VA all have loan options for borrowers without a credit score. So what do you need? It depends on...
Nov 27, 2023


Understanding Residual Income in VA Mortgages
When it comes to securing a VA home loan, understanding the concept of residual income is crucial. Residual income plays a significant...
Nov 27, 2023


Understanding Financial Reserves
When it comes to applying for a mortgage, there's more to consider than just your credit score and income. Financial reserves play a...
Nov 27, 2023


What are debt ratios and how are they calculated?
Your debt-to-income ratio (or DTI) is a simple calculation comparing your gross monthly income to your new housing expense and your total...
Nov 27, 2023


Comparing Loan Estimates and Fee Worksheets from different lenders
In the quest for homeownership, securing the right mortgage is a pivotal step. Many consumers will shop around with multiple lenders and...
Nov 22, 2023


Unlocking Wealth: The Benefits of Purchasing a Multifamily Property and Why Today is Your Lucky Day
In the dynamic world of real estate, homebuyers are constantly seeking innovative ways to invest wisely and secure their financial...
Nov 21, 2023


Happy Thanksgiving!
Happy Thanksgiving in advance! I hope you and your family have an amazing holiday! In our quest to hit all fifty states before the kids...
Nov 20, 2023


Sweaty Equity
Have you heard of this handy house hack? One of the biggest issues many home buyers have is the sellers' reluctance to accept an offer...
Nov 1, 2023


Failing to Plan is Planning to Fail
Dear Friends, I'm writing this today on Friday the 13th which superstitious people consider to be an unlucky day. Well, it's raining...
Oct 17, 2023


Construction and Conundrums
Dear Friends, If you have kids in school, I hope the return has been a smooth one. Our kids are getting settled in with the bus schedule,...
Oct 2, 2023


The Daceys' Northeast Trip
Dear Friends, I hope you are having a great end to your summer and make it out to the State Fair! We were fortunate enough to take a...
Sep 6, 2023


July 2023
In April of 2015 I was subleasing two small offices from another company off 280/University. One day the CFO of that company came in and...
Aug 4, 2023


Summer Slowdown?
Dear Friends, Before having kids, I thought it was absurd the amount of time parents spent running their kids to hockey, soccer and Irish...
Jul 6, 2023
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