Blog

Choosing the Right Mortgage: Fixed-Rate vs. Adjustable-Rate

Are you in the exciting phase of shopping for a new home? One of the critical decisions you'll face is selecting the type of mortgage...

Homesteading for First-Time Home Buyers: A Wise Move for Property Taxes

Are you a first-time homebuyer excited about settling into your new home? As you embark on this journey, it's essential to consider...

Unlocking Opportunities: How Self-Employed Borrowers Can Benefit from Bank Statement Loans

Being your own boss has its perks, but when it comes to securing a loan, self-employed individuals often face unique challenges....

Understanding DSCR Loans: A Powerful Tool for Real Estate Investors

Real estate investment can be a lucrative venture, but success often hinges on securing the right financing. One essential tool in a...

Maximizing Tax Benefits: The Power of Cost Segregation Studies for QREPs

For Qualified Real Estate Professionals (QREPs), navigating the complex world of tax regulations is a constant challenge. One powerful...

Understanding the IRS Requirements for Qualified Real Estate Professionals

When it comes to navigating the complex landscape of real estate taxation, being recognized as a "Qualified Real Estate Professional"...

Did you know you can buy a home without a credit score?

Fannie Mae, Freddie Mac, USDA, FHA, and VA all have loan options for borrowers without a credit score. So what do you need? It depends on...

Understanding Residual Income in VA Mortgages

When it comes to securing a VA home loan, understanding the concept of residual income is crucial. Residual income plays a significant...

Understanding Financial Reserves

When it comes to applying for a mortgage, there's more to consider than just your credit score and income. Financial reserves play a...

What are debt ratios and how are they calculated?

Your debt-to-income ratio (or DTI) is a simple calculation comparing your gross monthly income to your new housing expense and your total...

Comparing Loan Estimates and Fee Worksheets from different lenders

In the quest for homeownership, securing the right mortgage is a pivotal step. Many consumers will shop around with multiple lenders and...

Unlocking Wealth: The Benefits of Purchasing a Multifamily Property and Why Today is Your Lucky Day

In the dynamic world of real estate, homebuyers are constantly seeking innovative ways to invest wisely and secure their financial...

Happy Thanksgiving!

Happy Thanksgiving in advance! I hope you and your family have an amazing holiday! In our quest to hit all fifty states before the kids...

Sweaty Equity

Have you heard of this handy house hack? One of the biggest issues many home buyers have is the sellers' reluctance to accept an offer...