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The Truth About Credit Inquiries
You’ve heard it before: Too many credit inquiries will ding your credit score. It’s a big reason why people don’t want to shop multiple...
Mar 27, 2024


Stop! In the Name of Getting a Mortgage
From navigating complex financial requirements to meeting varying qualification criteria, the mortgage application process can be...
Mar 22, 2024


The Impact of Birth Rates on Real Estate Trends
The world of real estate is a dynamic landscape, shaped not only by economic forces and market trends but also by demographic shifts....
Mar 19, 2024


5 Ways to Save for a Down Payment
In order to save for a down payment on a house, you need to set a goal or have an idea in mind about how much you want or need to put...
Mar 14, 2024


Grab It While It's Hot: Tips for Finding a Home in a Hot Market
The spring/summer market is here! Finding your dream home can feel like searching for a needle in a haystack. With properties flying off...
Mar 12, 2024


Back-Door Price Reduction
When it comes to purchasing a home, prospective buyers are often faced with an array of financing options and strategies to choose from....
Mar 7, 2024


Unlocking the Value of Your Home: Introducing HomeBot
Have you ever found yourself wondering about the current value of your home in today's dynamic real estate market? If so, you're not...
Mar 5, 2024


February 2024: Early Spring
This year is off to quite the start with the snow nearly all gone, and people are starting to pack up their winter jackets and put away...
Feb 29, 2024


Top Factors that Influence the Fed Funds Rate
Everyone's waiting for rates to go down. What exactly are we waiting for? Here are three factors financial experts are watching to...
Feb 27, 2024


What Goes Into Your Monthly Mortgage Payment
Your mortgage payment will be one of the biggest pieces of your monthly budget. Whether you’re purchasing or refinancing, there are 6...
Feb 22, 2024


The Cost of Waiting
The Cost of Waiting There are countless reasons people want to time their home purchase to the perfect moment. “What if home prices...
Feb 20, 2024


The Top Mortgage Mistake...and How It Could Help You
What’s one of the biggest mortgage mistakes you can make? Co-signing a loan. Here’s why. If you cosign for someone else’s loan, we have...
Feb 15, 2024


The Rise of Seniors in America
10,000 people in the United States turn 62 every day. That means the entire Baby Boomer generation–71.6 million people–will be eligible...
Feb 13, 2024


Supplementing Your Income with a Reverse Mortgage
If you're a homeowner aged 62 or older, a reverse mortgage might be the key to unlocking a new chapter of financial flexibility in...
Feb 8, 2024


Buying Down the Rate
It’s the most frequently-asked question we get: “How can I get a lower rate?” You can almost always get a lower rate, but it’s going to...
Feb 7, 2024


What to Look for in a Mortgage Lender
Finding a mortgage lender can be a daunting process. Buying or refinancing a home, for most people, is the biggest financial decision...
Feb 1, 2024


Jay's 2024 Outlook
Dear Friends, 2024’s off to a great start and the relatively mild weather has created a bit of an early spring market. We are already...
Jan 30, 2024


Understanding Escrow
“Escrow” is one of those words that mean several different things in the same industry. The purest definition of escrow is holding money...
Jan 26, 2024


Understanding Private Mortgage Insurance (PMI): What You Need to Know
For many aspiring homeowners, the dream of owning a house often comes with the need to navigate the complexities of mortgage financing....
Jan 23, 2024


Inheriting a Home with a Reverse Mortgage: A Guide for Heirs
A common hesitation we get from clients who are looking into a reverse mortgage is that they don’t want to affect their child’s...
Jan 18, 2024
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