Blog

Dec 20, 2023

Splitting up the equity if you are splitting up: A Guide for Divorcing Couples

Divorce is a challenging process, and when it comes to shared assets like a house, navigating the complexities of mortgages and equity...

Dec 20, 2023

Understanding the difference: Townhome vs. Condo

Buying your first home is an exciting journey, but it comes with a myriad of choices. Two popular options for first-time homebuyers are...

Dec 11, 2023

Maximizing Homeownership Benefits: The Power of Itemizing Mortgage Interest and Property Taxes

Owning a home is not just about having a place to call your own; it's also a key financial investment. As a savvy homebuyer, you can...

Dec 8, 2023

Unlocking Savings: The Benefits of a 2/1 or 1/0 Mortgage Buydown for Home Buyers

Are you in the market for a new home and looking for ways to make your mortgage more manageable? Consider the advantages of a 2/1 or 1/0...

Dec 6, 2023

To be, or not to be – Contingent on selling your home before buying your next home

When embarking on the exciting journey of purchasing a new home, it's crucial to grasp some fundamental concepts to make informed...

Dec 6, 2023

What's a bridge loan?

A bridge loan is a short-term loan that is used to bridge a financial gap, typically between the purchase of a new home and the sale of...

Dec 6, 2023

Cash offer and bridge loan option

If you currently own a home and want to move you may be feeling like you are living out the proverbial line “what came first, the chicken...

Nov 29, 2023

Choosing the Right Mortgage: Fixed-Rate vs. Adjustable-Rate

Are you in the exciting phase of shopping for a new home? One of the critical decisions you'll face is selecting the type of mortgage...

Nov 29, 2023

Homesteading for First-Time Home Buyers: A Wise Move for Property Taxes

Are you a first-time homebuyer excited about settling into your new home? As you embark on this journey, it's essential to consider...

Nov 27, 2023

Unlocking Opportunities: How Self-Employed Borrowers Can Benefit from Bank Statement Loans

Being your own boss has its perks, but when it comes to securing a loan, self-employed individuals often face unique challenges....

Nov 27, 2023

Understanding DSCR Loans: A Powerful Tool for Real Estate Investors

Real estate investment can be a lucrative venture, but success often hinges on securing the right financing. One essential tool in a...

Nov 27, 2023

Maximizing Tax Benefits: The Power of Cost Segregation Studies for QREPs

For Qualified Real Estate Professionals (QREPs), navigating the complex world of tax regulations is a constant challenge. One powerful...

Nov 27, 2023

Understanding the IRS Requirements for Qualified Real Estate Professionals

When it comes to navigating the complex landscape of real estate taxation, being recognized as a "Qualified Real Estate Professional"...

Nov 27, 2023

Did you know you can buy a home without a credit score?

Fannie Mae, Freddie Mac, USDA, FHA, and VA all have loan options for borrowers without a credit score. So what do you need? It depends on...

Nov 27, 2023

Understanding Residual Income in VA Mortgages

When it comes to securing a VA home loan, understanding the concept of residual income is crucial. Residual income plays a significant...

Nov 27, 2023

Understanding Financial Reserves

When it comes to applying for a mortgage, there's more to consider than just your credit score and income. Financial reserves play a...

Nov 27, 2023

What are debt ratios and how are they calculated?

Your debt-to-income ratio (or DTI) is a simple calculation comparing your gross monthly income to your new housing expense and your total...

Nov 22, 2023

Comparing Loan Estimates and Fee Worksheets from different lenders

In the quest for homeownership, securing the right mortgage is a pivotal step. Many consumers will shop around with multiple lenders and...

Nov 21, 2023

Unlocking Wealth: The Benefits of Purchasing a Multifamily Property and Why Today is Your Lucky Day

In the dynamic world of real estate, homebuyers are constantly seeking innovative ways to invest wisely and secure their financial...

Nov 20, 2023

Happy Thanksgiving!

Happy Thanksgiving in advance! I hope you and your family have an amazing holiday! In our quest to hit all fifty states before the kids...